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[INLINE] [1]Unity Logo (BUTTON) [INLINE] [2]Log in (BUTTON) (BUTTON) [INLINE] ____________________ [3]Unity Logo * [4]Get a loan + [5]Home Loans + [6]First Home Loans + [7]Reverse Mortgages + [8]Personal Loans + [9]Debt consolidation + [10]Car & vehicle loans + [11]Travel loans + [12]Home renovation loans + [13]Quick and easy overdraft + [14]Secured personal loans * [15]Invest and save + [16]Everyday accounts + [17]Savings accounts + [18]Term deposits + [19]KiwiSaver * [20]Get insured + [21]Get insured + [22]Car Insurance + [23]Funeral Insurance + [24]Provident Loanminder + [25]Southsure Payment Protection Insurance * [26]About us + [27]Why Unity + [28]Member benefits + [29]Member offers + [30]Finance blog + [31]Latest news + [32]Think before you spend + [33]Awards / recognition for Unity + [34]Governance + [35]History * [36]Info + [37]Rates + [38]Fees + [39]Ways to bank + [40]New Upgrades + [41]Frequently asked questions + [42]Protect your money from scams + [43]Careers at Unity + [44]Partnership applications + [45]Legal T&Cs + [46]Hardship assistance + [47]Identity verification * [48]Contact + [49]Branch and ATM finder + [50]Feedback / Complaint + [51]Enquiry form (BUTTON) [INLINE] ____________________ [52][LINK] Log In 1. 2. 1. 2. Doing money, together. https://res.cloudinary.com/unitymoney/image/fetch/f_auto/https://unitymoney.co.nz/assets/Images/Unity/Home-P age/NZCUUNITY-ESinclair-9664.jpg At Unity, we do money differently. We're member-owned so any profit we make goes back to our Unity community. We provide simple, smart money solutions - from savings and home loans, through to everyday banking - to help everyday Kiwis get ahead. We're more interested in making an impact, than just making money. When you bank with us, you're treated like a person, not a number. Because as a credit union, that's what we stand for - doing money together, for the good of all of us. All Credit Union Baywide brands including NZCU Baywide, NZCU South, NZCU Central and ACU have changed to Unity. This has created one unified community with a common goal - to do great things together. So join us - you'll wish you'd done it sooner. https://res.cloudinary.com/unitymoney/image/fetch/f_auto/https://unitymoney.co.nz/assets/Images/Unity/Home-P age/NZCUUNITY-ESinclair-0043.jpg Find the path to your property goals with Unity Buying a property is one of the biggest decisions we'll make in our lifetime. It can be challenging for even the savviest investor - even more so if you're a first home buyer. With a Unity Home Loan, you're in safe hands. We'll work with you through the hurdles. [53]Apply now All your banking needs, your way A mother holds her toddler as she stands outside her home. Support for first home buyers With a First Home Loan, supported by Kainga Ora - Homes and Communities, owning your first home could become a reality from as little as 5% deposit. [54]Find out more A young man smiles as he relaxes outside. Great term deposit rates We make saving easy with some of the best savings accounts and term deposit investments in New Zealand. Achieve your financial goals and start saving today with Unity. [55]Find out more A woman smiles as she holds a reusable takeaway coffee cup. Personal loans from 9.90% p.a. At Unity, we offer competitive rates on both secured and unsecured personal loans. Our quick hassle-free financing options are tailored to your requirements. [56]Find out more Internet Banking [57]Register here A woman smiles as she holds a reusable takeaway coffee cup. Helpful finance tips [58]Find out more Unity branch locations on a map. Find a branch or ATM [59]Find out more Helping Kiwi go-getters We help everyday Kiwis achieve their financial goals. Do you want to start with small steps or are you working towards a bigger change? We believe in listening to what our members need and then helping with simple, smart money solutions so you can get on and be better. For Kevin "Unity was the only company that gave me a chance", and for Tania it was by "explaining the process in greater detail in a language that I understood". Let's start working towards your goals. A woman wearing glasses smiles as she holds up a small dog. A woman smiles as she looks at a portable device during an office meeting. "Best customer service and loans are affordable, at low interest rates." Kerry-Lee collective logo Image Newsfeed [60]Start your Christmas saver account today This year let's break the holiday debt cycle and give ourselves the gift of a st... Try our calculators [61]Personal Loans Calculator [62]Home Loans Calculator [63]Debt Consolidation Calculator Talk to us [64]0800 229 943 * [65]Home Loans * [66]First Home Loans * [67]Reverse Mortgages * [68]Personal Loans * [69]Debt consolidation * [70]Car & vehicle loans * [71]Travel loans * [72]Home renovation loans * [73]Quick and easy overdraft * [74]Secured personal loans * [75]Everyday accounts * [76]Savings accounts * [77]Term deposits * [78]KiwiSaver * [79]Car Insurance * [80]Funeral Insurance * [81]Provident Loanminder * [82]Southsure Payment Protection Insurance * [83]Why Unity * [84]Member benefits * [85]Member offers * [86]Finance blog * [87]Latest news * [88]Think before you spend * [89]Awards / recognition for Unity * [90]Governance * [91]History * [92]Rates * [93]Fees * [94]Ways to bank * [95]New Upgrades * [96]Frequently asked questions * [97]Protect your money from scams * [98]Careers at Unity * [99]Partnership applications * [100]Legal T&Cs * [101]Hardship assistance * [102]Identity verification * [103]Branch and ATM finder * [104]Feedback / Complaint * [105]Enquiry form [106]Customer Reviews [107][LINK] [108][LINK] [109][LINK] * [110]Rates * [111]Fees * [112]Legal T&Cs * [113]Sitemap Unity Credit Union trading as Unity. *The product issuer is Unity Credit Union, trading as Unity. Terms and conditions and normal lending criteria apply. A $200 application fee and other fees apply for personal lending. All variable rates, fees and returns are subject to change without notice. The current Product Disclosure Statement and other disclosure statements are available [114]here or on request from Unity. Unity savings are shares secured by a first-ranking security over Unity's assets. Click [115]here to view our [116]rates and [117]fees. The CANSTAR 5 Star Rating was awarded in December 2021 to Unity Credit Union for Orange [118]Personal Loans and in June 2021 for our [119]Online Saver and [120]Everyday Saver account. Head office based in Hastings - 100 St Aubyn Street, East Hastings, New Zealand. For enquiries, contact us at [121][email protected] Personal loan floating interest rates range from 9.90% - 21.90% p.a. secured or 12.90% - 24.90% p.a. unsecured. Loan term 1 - 7 years. T&Cs apply. On drawdown a $200 application fee will apply. View rates & fees [122]here. Unity is proud to be a credit union and not a registered bank. IFRAME: [123]https://www.googletagmanager.com/ns.html?id=GTM-WFJWVM4 References Visible links: 1. https://www.unitymoney.co.nz/ 2. https://unitymoneyonline.co.nz/IB/login 3. https://www.unitymoney.co.nz/ 4. https://www.unitymoney.co.nz/ 5. https://www.unitymoney.co.nz/get-a-loan/home-loans/ 6. https://www.unitymoney.co.nz/get-a-loan/first-home-loan/ 7. https://www.unitymoney.co.nz/get-a-loan/reverse-mortgage/ 8. https://www.unitymoney.co.nz/get-a-loan/personal-loans/ 9. https://www.unitymoney.co.nz/get-a-loan/debt-consolidation/ 10. https://www.unitymoney.co.nz/get-a-loan/car-loans/ 11. https://www.unitymoney.co.nz/get-a-loan/travel-loans/ 12. https://www.unitymoney.co.nz/get-a-loan/home-renovation-loans/ 13. https://www.unitymoney.co.nz/get-a-loan/flexible-overdraft/ 14. https://www.unitymoney.co.nz/get-a-loan/secured-personal-loans/ 15. https://www.unitymoney.co.nz/ 16. https://www.unitymoney.co.nz/invest-and-save/everyday-accounts/ 17. 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https://www.unitymoney.co.nz/info/governance/ 35. https://www.unitymoney.co.nz/info/history/ 36. https://www.unitymoney.co.nz/ 37. https://www.unitymoney.co.nz/about-us/interest-rates/ 38. https://www.unitymoney.co.nz/about-us/fees/ 39. https://www.unitymoney.co.nz/about-us/ways-to-bank-with-unity/ 40. https://www.unitymoney.co.nz/about-us/newupgrades/ 41. https://www.unitymoney.co.nz/about-us/faq/ 42. https://www.unitymoney.co.nz/about-us/protect-your-money-from-scams/ 43. https://www.unitymoney.co.nz/about-us/careers/ 44. https://www.unitymoney.co.nz/about-us/partnership/ 45. https://www.unitymoney.co.nz/about-us/legal-ts-and-cs/ 46. https://www.unitymoney.co.nz/about-us/hardship-assistance/ 47. https://www.unitymoney.co.nz/about-us/identity-verification/ 48. https://www.unitymoney.co.nz/ 49. https://www.unitymoney.co.nz/contact-us/contact/ 50. https://www.unitymoney.co.nz/contact-us/feedback/ 51. https://www.unitymoney.co.nz/contact-us/enquiry-form/ 52. https://unitymoneyonline.co.nz/IB/login 53. https://www.unitymoney.co.nz/get-a-loan/home-loans/ 54. https://www.unitymoney.co.nz/get-a-loan/first-home-loan/ 55. https://www.unitymoney.co.nz/invest-and-save/term-deposit/ 56. https://www.unitymoney.co.nz/get-a-loan/personal-loans/ 57. https://unitymoneydigital.co.nz/unity-ib-portal/ 58. https://www.unitymoney.co.nz/info/blog/ 59. https://www.unitymoney.co.nz/contact-us/contact/ 60. https://www.unitymoney.co.nz/info/blog/say-goodbye-to-holiday-debt/ 61. https://www.unitymoney.co.nz/get-a-loan/personal-loans/#calculate-link 62. https://www.unitymoney.co.nz/get-a-loan/home-loans/#calculate-link 63. https://www.unitymoney.co.nz/get-a-loan/debt-consolidation/#calculate-link 64. tel:0800 229 943 65. https://www.unitymoney.co.nz/get-a-loan/home-loans/ 66. https://www.unitymoney.co.nz/get-a-loan/first-home-loan/ 67. https://www.unitymoney.co.nz/get-a-loan/reverse-mortgage/ 68. https://www.unitymoney.co.nz/get-a-loan/personal-loans/ 69. https://www.unitymoney.co.nz/get-a-loan/debt-consolidation/ 70. https://www.unitymoney.co.nz/get-a-loan/car-loans/ 71. https://www.unitymoney.co.nz/get-a-loan/travel-loans/ 72. https://www.unitymoney.co.nz/get-a-loan/home-renovation-loans/ 73. https://www.unitymoney.co.nz/get-a-loan/flexible-overdraft/ 74. https://www.unitymoney.co.nz/get-a-loan/secured-personal-loans/ 75. https://www.unitymoney.co.nz/invest-and-save/everyday-accounts/ 76. https://www.unitymoney.co.nz/invest-and-save/savings-accounts/ 77. https://www.unitymoney.co.nz/invest-and-save/term-deposit/ 78. https://www.unitymoney.co.nz/invest-and-save/booster-scheme/ 79. https://www.unitymoney.co.nz/insurance-protection/car-insurance/ 80. https://www.unitymoney.co.nz/insurance-protection/funeral-insurance/ 81. https://www.unitymoney.co.nz/insurance-protection/loan-protection-insurance/ 82. https://www.unitymoney.co.nz/insurance-protection/southsure-assurance-limited/ 83. https://www.unitymoney.co.nz/info/why-unity/ 84. 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https://www.unitymoney.co.nz/about-us/identity-verification/ 103. https://www.unitymoney.co.nz/contact-us/contact/ 104. https://www.unitymoney.co.nz/contact-us/feedback/ 105. https://www.unitymoney.co.nz/contact-us/enquiry-form/ 106. https://www.shopperapproved.com/reviews/unitymoney.co.nz/ 107. https://www.facebook.com/unitymoneynz 108. https://twitter.com/unitymoneynz 109. https://www.linkedin.com/company/unitycreditunion 110. https://www.unitymoney.co.nz/about-us/interest-rates/ 111. https://www.unitymoney.co.nz/about-us/fees/ 112. https://www.unitymoney.co.nz/about-us/legal-ts-and-cs/ 113. https://www.unitymoney.co.nz/sitemap/ 114. https://www.unitymoney.co.nz/about-us/legal-ts-and-cs/ 115. https://www.unitymoney.co.nz/about-us/interest-rates/ 116. https://www.unitymoney.co.nz/about-us/interest-rates/ 117. https://www.unitymoney.co.nz/about-us/fees/ 118. https://www.unitymoney.co.nz/get-a-loan/personal-loans/ 119. https://www.unitymoney.co.nz/invest-and-save/savings-accounts/online-saver/ 120. https://www.unitymoney.co.nz/invest-and-save/savings-accounts/everyday-saver/ 121. mailto:[email protected] 122. https://www.unitymoney.co.nz/about-us/interest-rates/ 123. https://www.googletagmanager.com/ns.html?id=GTM-WFJWVM4 Hidden links: 125. https://www.unitymoney.co.nz/get-a-loan/first-home-loan/ 126. https://www.unitymoney.co.nz/about-us/protect-your-money-from-scams/ 127. https://www.unitymoney.co.nz/get-a-loan/first-home-loan/ 128. https://www.unitymoney.co.nz/about-us/protect-your-money-from-scams/